By pooling their resources in the Farm Mutual Re, small regional insurers operating in rural areas Canada-wide can participate on an equal footing with much larger players in the insurance industry.
The relationship between Farm Mutual Re and its members is unique. Cost-sharing offers access to a wide range of benefits that would not normally be available to the members as individual companies.
Involvement in the member-owned and member-directed organization provides increased capacity and allows these small insurers to respond to the needs and demands of their insureds with innovative products and services in a very cost-effective manner.
The Farm Mutual Re employs a full-time staff knowledgeable in the areas of underwriting, claims, loss control, and provides this expertise to members on an ongoing basis. Farm Mutual Re also complies with government reporting requirements on behalf of its members.
Group representation on government and industry organizations provides members with a unified and powerful voice on issues affecting them.